A personal injury occurs when a person has suffered either physical or psychological injury as the result of an accident.
The most common type of personal injury claims come from traffic accidents, trips and falls, assault and others. The term personal injury also includes medical and dental negligence and conditions which are often classified as industrial disease cases. Industrial disease type cases include asbestosis and mesothelioma, chest diseases (e.g. emphysema, pneumoconiosis, silicosis, chronic bronchitis, asthma, chronic obstructive pulmonary disease, and chronic obstructive airways disease), vibration white finger, occupational deafness, occupational stress, contact dermatitis and repetitive-strain injury cases.